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The transparent, no-fuss guarantee scheme

  • Recognised security

    Recognised security

    Protect your organisation against penalties and opt for a simple guarantee scheme that meets all the statutory requirements.

  • No barriers

    No barriers

    Register with us, without any need for bank guarantees or audit certificates, to protect those travelling with you.

  • Low fixed costs

    Low fixed costs

    Comply with the obligation for insolvency protection set out in the Package Travel Directive for a low, fixed annual cost.

  • The fair guarantee

    The fair guarantee

    Each year, you and all policyholders help to decide what happens with the premium you pay in. We think that this is fair.

VZR Garant’s guarantee scheme

VZR Garant is a guarantee scheme that enables you to meet the statutory insolvency protection requirements set out in the revised Package Travel Directive. Membership of VZR Garant means that those travelling with you know that it is safe to book with your organisation. This is because all of the members in the scheme jointly act as guarantors for the money paid in advance by those travelling with you. This means that travellers run no risk when paying for their booking. Of course, every guarantee has its terms and conditions. We'd like to be open about that in advance. Read the full guarantee scheme here.

VZR Garant will be of specific interest to any organisation that is not a traditional tour operator but does offer package travel. The requirements for admission to the scheme were drawn up in consultation with the various trade associations. Avoid receiving penalties imposed by the regulating body and sign up today!

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VZR Garant

No-fuss security

VZR Garant’s guarantee scheme is a collective arrangement to which all members contribute. Each member pays into a fund which covers any losses. As no one wants to pay more than is absolutely necessary, we work together to prevent any losses, thereby keeping costs low. Ultimately, this results in considerable savings for each member, and a portion of the premium may even be paid back at the end of the year. To us, the collective nature of the scheme also entails each member being able to see what is going on at VZR Garant. This is why VZR Garant invites you to a meeting each year. At the meeting, you are brought up to speed and help decide which direction the scheme will take.

We are a customer-focused organisation and this means that we are easy to contact by telephone, use understandable language and ensure that you are always provided with insights into what happens with your premium.

A robust guarantee scheme at a low price

VZR Garant is a no-fuss guarantee scheme. This makes it affordable and transparent:

  • One-off costs for registration and the approval process (€400.00);
  • Low annual contribution for maintaining the guarantee scheme (0.14% of the risk-bearing revenues, with a minimum of €350.00);
  • Affordable premium for the compensation of any losses (0.36% of the risk-bearing revenues, excluding insurance premium tax);
  • No costs for audit certificates;
  • No costs for bank guarantees;
  • No other hidden costs.

The risk-bearing revenues are all the revenues from package travel agreements, linked travel arrangements, transport agreements (excluding air transportation), lodgings, motor vehicle hire and other tourist services sold by you. Each member decides for itself whether it passes on the premium to its travellers.

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The benefits of our guarantee scheme

Choosing VZR Garant means getting the best value for money. This is because our guarantee scheme gives you the following benefits:

  • Fast and simple registration of your organisation;
  • Cover for both private and business travellers;
  • Contact with fellow policyholders who have shared interests;
  • Full insights into what happens with your premium;
  • Additional benefits when claim amounts are low.

The latest news

  • VZR Garant bij Masterclass Startende Reisorganisaties
  • 2021-10-28

    VZR Garant bij Masterclass Startende Reisorganisaties

    Op vrijdag 19 november 2021 organiseert de Vereniging van Kleinschalige Reisorganisaties (VvKR)...

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  • Extension of temporary arrangement for vouchers
  • 2021-10-06

    Extension of temporary arrangement for vouchers

    On 1 October 2021, the Board of VZR Garant decided...

    Read more
  • Calamiteitenfonds voor VZR Garant deelnemers
  • 2021-09-24

    Calamiteitenfonds voor VZR Garant deelnemers

    Het bestuur van VZR Garant is verheugd te melden dat...

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  • Update financieel onvermogen Charlie's Travels B.V.
  • 2021-07-08

    Update financieel onvermogen Charlie's Travels B.V.

    Middels dit bericht lichten we de door VZR Garant gehanteerde werkwijze...

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  • Extension of temporary arrangement for vouchers
  • 2021-07-08

    Extension of temporary arrangement for vouchers

    On 6 July 2021, the Board of VZR Garant decided...

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  • Insolvency of Charlie's Travels B.V.
  • 2021-05-19

    Insolvency of Charlie's Travels B.V.

    On 18/05/2021, Charlie's Travels B.V. was put into liquidation by the Court of Amsterdam...

    Read more
  • Insolvency of Charlie's Travels B.V.
  • 2021-05-17

    Insolvency of Charlie's Travels B.V.

    On 17/05/2021, Charlie's Travels B.V. reported insolvency...

    Read more
  • Extension of temporary arrangement for vouchers
  • 2021-04-06

    Extension of temporary arrangement for vouchers

    On 31 March 2021, the Board of VZR Garant decided...

    Read more
  • Extension of temporary arrangement for vouchers
  • 2020-12-24

    Extension of temporary arrangement for vouchers

    On 23 December 2020, the Board of VZR Garant decided...

    Read more
  • Extension of temporary arrangement for vouchers
  • 2020-11-24

    Extension of temporary arrangement for vouchers

    On 16 November 2020, the Board of VZR Garant decided...

    Read more
  • Extension of temporary arrangement for vouchers
  • 2020-10-29

    Extension of temporary arrangement for vouchers

    On 29 October 2020, the Board of VZR Garant decided...

    Read more
  • Extension of temporary arrangement for vouchers
  • 2020-09-30

    Extension of temporary arrangement for vouchers

    On 30 September 2020, the Board of VZR Garant decided...

    Read more
  • Insolvency of Active River Cruises B.V.
  • 2020-08-31

    Insolvency of Active River Cruises B.V.

    On 25/08/2020, Active River Cruises B.V. was put into liquidation by the Court of Leeuwarden...

    Read more
  • Extension of temporary arrangement for vouchers
  • 2020-08-31

    Extension of temporary arrangement for vouchers

    On 31 August 2020, the Board of VZR Garant decided...

    Read more
  • Extension of temporary arrangement for vouchers
  • 2020-07-31

    Extension of temporary arrangement for vouchers

    On 31 July 2020, the Board of VZR Garant decided...

    Read more
  • Extension of temporary arrangement for vouchers
  • 2020-07-16

    Extension of temporary arrangement for vouchers

    On 15 July 2020, the Board of VZR Garant decided...

    Read more
  • Insolvency of Active River Cruises B.V.
  • 2020-06-30

    Insolvency of Active River Cruises B.V.

    On 30/06/2020, Active River Cruises B.V. reported insolvency...

    Read more
  • Extension of temporary arrangement for vouchers
  • 2020-06-30

    Extension of temporary arrangement for vouchers

    On 30 June 2020, the Board of VZR Garant decided...

    Read more
  • Extension of temporary arrangement for vouchers
  • 2020-06-12

    Extension of temporary arrangement for vouchers

    On 12 June 2020, the Board of VZR Garant decided...

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  • Extension of temporary arrangement for vouchers
  • 2020-05-28

    Extension of temporary arrangement for vouchers

    On 27 May 2020, the Board of VZR Garant decided...

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  • Voucher for cancellations due to the coronavirus
  • 2020-04-20

    Voucher for cancellations due to the coronavirus

    VZR Garant has extended its cover for travellers who have booked with a tour operator..

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  • Guarantee schemes are absolutely vital
  • 2019-10-01

    Guarantee schemes are absolutely vital

    After failing to secure a funding boost, Thomas Cook – the oldest travel company in the world...

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  • The revised Package Travel Directive
  • 2019-07-01

    The revised Package Travel Directive

    On 1 July 2018, the revised Package Travel Directive...

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